Investments and Accounts
At Stiba Wealth Management, we provide professional assistance in the following areas
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Bonds
A form of borrowing in which you are lending money to either a company or a government entity.
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Common Stock
Securities entitling the purchaser to a portion of ownership in a corporation.
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Educational IRA
Investment account that is tax-advantaged to be utilized solely for higher education.
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Traditional IRA
An retirement investment tool offering tax advantages to the purchaser.
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SEP IRA
Basically, a Traditional type of IRA that is for self-employed individuals or small business owners.
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Roth IRA
An investment tool funded by after-tax income up to a certain amount annually.
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Simple IRA
Stands for Savings Inventive Match PLan for Employees. This allows employees/employers to contribute to employee Traditional IRA’s.
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Brokerage Accounts
An account with an arrangement between the investor and a brokerage firm allowing the buy and sell of investments.
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Treasury Bills
A debt obligation that is short term and backed by the U.S. Treasury.
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Government Securities
Bonds or other types of promissory certificates that are issued by the government.
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Treasury Notes
A note that is issued by the U.S. Treasury for use as currency.
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Annuities
Used as an income stream in retirement, Annuities pay out a fixed stream of payments to an individual.